About PYMTW

Practical Bitcoin education, built for real life

PYMTW helps working professionals understand Bitcoin, build a disciplined process, and secure what they own — without trading, hype, or unnecessary complexity.

Frank W. Jerome

Founder & educator · Author of Digital Credit: How Bitcoin Is Reinventing Yield and Bitcoin for Working Professionals

The story

Frank came to Bitcoin from a finance background — a Wall Street professional with an MBA and blockchain certification who has been studying and holding Bitcoin since 2016. What he kept noticing was a gap: the smartest, busiest people he knew were curious about Bitcoin but were served only two things — breathless hype or intimidating technical jargon. Neither helped a professional make a calm, responsible decision.

PYMTW — "Put Your Money to Work" — grew out of that gap. It's the resource Frank wished existed: honest, practical, and paced for people with careers, families, and limited patience for noise. The same thinking led to his books — Digital Credit: How Bitcoin Is Reinventing Yield and Bitcoin for Working Professionals.

Why PYMTW exists

Most people don't need to become traders, analysts, or engineers to hold Bitcoin responsibly. They need to understand what it is, build a simple accumulation process, and protect what they own — including planning for family access. PYMTW exists to make that path clear and doable.

Our education philosophy

Understanding before action — never the other way around
Process over prediction — discipline beats timing
Bitcoin-focused, not broadly "crypto"
Security and custody treated as first-class, not afterthoughts
No hype, no price targets, no fear-based selling

What PYMTW does

Teaches Bitcoin fundamentals clearly
Helps build disciplined, documented processes
Explains custody & security trade-offs
Provides checklists and frameworks you apply yourself

What PYMTW does not do

Manage assets or execute trades
Take custody of funds or control wallets
Give individualized investment, tax, or legal advice
Promise returns or predict Bitcoin's price

Security principles

PYMTW will never ask for your seed phrase, private keys, passwords, authentication codes, or control of your funds. You keep sole control of your keys, accounts, and funds at all times. Read our full Security Promise.

Editorial standards

We aim to be accurate, current, and honest about uncertainty. We distinguish education from opinion, avoid sensational claims, and update material as facts change. Recommendations reflect merit for long-term holders — not compensation. Where we're not sure, we say so.

Conflict-of-interest & affiliate policy

PYMTW LLC is an Amazon Associate; book links to Amazon earn a commission at no additional cost to you. Other outbound links (wallets, exchanges, custody, tools) are not currently compensated. Compensation never determines what we recommend, and we disclose relationships near compensated links. Full details on our Affiliate Disclosure.

Contact & speaking

Frank is available for corporate education, webinars, workshops, keynotes, and author Q&As — see Corporate Education & Speaking. For general questions, reply to any newsletter email or send a note below and we'll get back to you.