Add a few numbers and the goals you care about. See when you’ll reach each one, then drag the sliders to see what moves them.
The money timeline estimates when you will reach each financial goal, such as an emergency fund, a down payment or paying off debt, based on what you save each month. Drag the sliders to see which changes move your dates the most.
Educational only, not financial advice. This is a simple projection, not a forecast. Amounts are in today’s dollars and the return is an assumption you control (after inflation), not a prediction. Cash goals are assumed to earn nothing. Savings fill your emergency fund first, then your other goals one at a time in order of target year; once debt is paid off, that payment goes to savings; anything left goes to retirement. The default retirement target uses Fidelity’s rule of thumb of saving 10× your salary by 67 (Fidelity). Your own target may differ. Nothing you enter leaves your device.
Divide what you still need by what you can put toward it each month, then adjust for any growth you assume. This tool does that for several goals at once and puts them on one timeline.
Yes. Add the goals you care about and the timeline shows when each could be reached with the money you have available.
No. They are estimates based on your inputs and stay accurate only if your income, spending and returns match what you entered.